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Avoiding Foreclosure: When a Lender Won't Work with You
You've done all your homework, talked to a housing counselor and tried to talk to your lender.
November 04, 2008
By hud.gov
Category: editorial
Related Articles: foreclosure lenders finance conventional mortgage
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You've done all your homework, talked to a housing counselor and tried to talk to your lender. But, the lender won't work with you. What do you do now? For an FHA-insured loan Your lender has to follow FHA servicing guidelines and regulations for FHA-insured loans. If your lender is not cooperative, contact FHA's National Servicing Center at toll free (888) 297-8685 or via email. For a VA-insured loan First, visit the VA Foreclosure Alternatives page. If you need assistance or have additional questions, talk to a Loan Service Representative. For conventional loans If you have a conventional loan, first talk to a HUD approved Housing Counselor (or call (800) 569-4287). They may be able to help you with your lender. You can also contact Hope Now (1-888-995-HOPE) to ask for assistance in working with your lender.
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