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The term risk may be traced back to classical Greek rizikon (Greek ???a, riza),^{[citation needed]} meaning root, later used in Latin for "cliff". The term is used in Homer's Rhapsody M of Odyssey "Sirens, Scylla, Charybdee and the bulls of Helios (Sun)" Odysseus tried to save himself from Charybdee at the cliffs of Scylla, where his ship was destroyed by heavy seas generated by Zeus as a punishment for his crew killing before the bulls of Helios (the god of the sun), by grapping the roots of a wild fig tree.

For the sociologist Niklas Luhmann the term 'risk' is a neologism that appeared with the transition from traditional to modern society.^[1]"In the Middle Ages the term risicum was used in highly specific contexts, above all sea trade and its ensuing legal problems of loss and damage."^[1][2] In the vernacular languages of the 16th century the words rischio and riezgo were used,^[1] both terms derived from the Arabic word "???", "rizk", meaning 'to seek prosperity'. This was introduced to continental Europe, through interaction with Middle Eastern and North African Arab traders. In the English language the term risk appeared only in the 17th century, and "seems to be imported from continental Europe."^[1] When the terminology of risk took ground, it replaced the older notion that thought "in terms of good and bad fortune."^[1] Niklas Luhmann (1996) seeks to explain this transition "Perhaps, this was simply a loss of plausibility of the old rhetorics of Fortuna as an allegorical figure of religious content and of prudentia as a (noble) virtue in the emerging commercial society."^[3]

Governments are using it, for example, to set standards for environmental regulation, e.g. "pathway analysis" as practiced by the United States Environmental Protection Agency.

Risk Subcategories Risk Articles HOW TO GET AN INTEREST ONLY LOAN by WALLACE JACKSON Aug 27, 2010 Interest-only loans are quickly becoming a mainstream loan product. Borrowers who were initially turned-off by the perceived risk associated with an "interest-only" loan are now starting to see the benefits: Lower payments, less money ... Tips to get payday loans or cheap loans in UK without a credit check by Sam Dougal Aug 23, 2010 Trying to find the money when you need it fast can be difficult when you have a bad credit history. It doesn’t matter to the major banks and finance lenders what caused your situation or even if it wasn’t your fault - as far as they are concerned you... Understanding the Legal technicalities of Call Center Outsourcing Services by John Thomas Aug 19, 2010 Legal formalities can take the easiness out of call center services. Countries like India which are popular inbound and outbound call center outsourcing hubs have the back up of extremely supportive government. Like any other realm of business, outs... Project Accounting Software Best Practices When Developing Residential Estates by Ronald Skeoch Aug 16, 2010 If you're involved with construction for a Residential Estate then these “best practices” for using your Project Accounting Software will help your client with their dealings with their financiers as well as simplifying your project manager's work. ... Unsecured tenant loans: Risk free funds with no hassles by Paul Turner Aug 11, 2010 To start with, it is on everyone’s wish list to be financially independent. However, due to some reason and with the rising expenses, this might never happen. This means, you will not be in a position to take care of all your needs and demands. Howe... The Risk Didn't Pay - Bank Closures on the Rise by Lauren Spencer Aug 06, 2010 The current real estate crisis in our nation began when lax lending standards triggered a feeding frenzy of easy credit that allowed homebuyers to get in way over their heads with mortgages they could not afford. This spending spree also initiate...